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Road Traffic AccidentsRoad accidents are very common and account for a large percentage of all accidents in the UK.
Individuals with valid claims can proceed with a claim knowing that they are eligible for compensation and will be paid as it is a legal obligation for all drivers to carry insurance covering third party injury.
In cases where a negligent driver has inadequate or no insurance at the time of the accident, a claim for compensation will usually still be possible through the Motor Insurers Bureau (MIB).
Motorcycle Accident
Most motorcycle accidents tend to be collisions with cars and can sadly involve serious injuries. Despite the fact that motorbikes represent only around 1% of road traffic, they account for 19% of all deaths in road accidents, with motorcyclists 75 times more likely to be seriously killed or injured than car drivers. It is reported that ‘over 66% of motorcycle accidents were caused not by the insured biker but other road users’. Other incidents are due to defects in the road surface.
Driver Accident
As an injured driver, you must be able to prove that the other motorist’s standard of driving fell below the normal standard of driving. You can claim for losses and injuries if it can be shown that someone else – usually another motorist - was negligent.
Passenger Accident
Passenger injuries do not just occur in cars – coaches, trains, aeroplanes and every other form of transport can involve passengers sustaining significant personal injuries that are caused by the negligent actions of another person. You will, in almost all circumstances, be able to bring a successful claim for damages. However, it’s important to note that failure to comply with the law in relation to wearing a seat belt may affect the level of damages awarded to a passenger.
Cyclist Accident
In this day and age cycling is a popular way to get around, it is affordable, great exercise and environmentally-friendly. Regrettably, cyclists are also very vulnerable road users, and frequently suffer serious injuries as a result of road accidents. While other road users are somewhat protected from accidents, due to car safety devices or protective equipment, cyclists often only have casual clothing and a helmet to protect them, so can suffer particularly severe injuries in a collision. If you have been injured as a cyclist where a motorist was at fault, a claim will be possible against the motorist. In addition to obtaining compensation for your injuries, you may also be able to recover losses for damage to your bicycle and clothing in addition to loss of earnings.
Pedestrian Accident
If you have been a pedestrian involved in an accident, you may be able to recover compensation for your injuries and other losses if it can be shown that they were caused entirely, or to some degree, by a motorist. Even if you are partly to blame for the accident, you may still be entitled to some level of compensation.
Public Place Accidents
Public places mean land or property over which there is a public right of way, or to which the public has access. Simply put, owners of land or property have an obligation to take reasonable care for the safety of visitors. If they fail to do so, resulting in an injury, a claim may be possible.
Slips, Trips and Falls
If your accident was caused by a defect on a path or pavement, for example an obstacle or pothole, you may be able to bring a claim against those responsible for maintaining the path or pavement.
Shops, Restaurants and Public Places
Slip, trip and falls are very common types of claim. A number of factors can lead to slip, trip and falls including slippery or uneven flooring, obstructions in hallways, poor footwear choices and failure to clean safely. Shop owners, restaurateurs and other public premises have a duty to take reasonable care that visitors will be safe when using their premises.
Injuries caused by Animals
Injuries caused by animals, which might give rise to a claim under the Animals Act 1971 or under the Dangerous Dogs Act 1991 are surprisingly common.
Ranging from dog bites to attacks by zoo animals, it is not always necessary to prove that the owner was negligent or that the animal was acting out of character in order to claim compensation for your injury.
Situations that often give rise to animal injury claims are:
- Claims for dog bites, or bites from other pets.
- Claims for kicks from horses and bites or stings from zoo animals.
- Claims for horses or deer running in front of cars.